Affordability Calculator

Calculate how much you can borrow for a mortgage with our basic affordability calculator. Get an estimate of your borrowing power, helping you make informed decisions.

Use Affordability Calculator

How much can you borrow for your mortgage?

Last Updated: 10 August 2026

Results are illustrative only and do not constitute mortgage advice, a recommendation or a mortgage offer. Actual borrowing amounts and eligibility will depend on lender criteria and your individual circumstances.

Make an appointment and our team of trusted advisers will guide you through the process to find the most suitable product for you.

Your home may be repossessed if you do not keep up repayments on your mortgage

Start Your Mortgage Journey

Take the first step to purchasing your desired property today.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Contact your lender if you are struggling to make payments. Here are some useful links to help you find support and advice: StepChange, Citizens Advice, Turn2Us

We offer a comprehensive range of first charge regulated mortgage contracts from over 90 lenders across the market, but not deals that you can only obtain by going direct to a lender.

We may charge a fee for our mortgage advice. The actual amount you pay will be discussed with you and will depend on your circumstances.

The Financial Conduct Authority does not regulate some forms of Buy-to-Let mortgages.

Get a Mortgage Quote

Compare mortgage rates from top lenders and find the most suitable loan for you.

Get a Quote